Mommy’s Friday Fun with Health Insurance Claims

Photo Credit: Katia Gelman

I am so grateful that I have an awesome job with awesome benefits. I would be even more grateful, however, if any provider I ever saw actually knew how to bill my insurance for ANYTHING. Since that seems beyond anyone’s grasp, I often have phone calls like the one I just finished.

Me: Hello there. I just got a collection notice for an ER visit I had in March? It looks like my insurance never got billed. I’d like to help you resubmit the claim.

Guy: Okay, let’s figure out what happened. Kristen King?

Me: Yup, that’s me.

Guy: Blue Cross Blue Shield?

Me: Yup. Of Massachusetts.

Guy: And is your ID number [totally not my ID number]?

Me: Um, no, not even close.

Guy: [[chuckles]] Well, I guess that’s why it said they couldn’t find you in the system.

Me: That would probably do it.

Guy: Okay, we can take care of that. I’m not sure why it went to collections though.

Me: I’m guessing it’s because I didn’t pay the bill.

Guy: [[brief silence]] Your attitude is amazing. Most people freak out. I love you.

Me: Ha. Thank you. It said you were submitting it to my insurance and I know I’m not responsible for this amount. So…can we get this taken care of?

Guy: No problem. I’ll resubmit it right now now that we have the correct information. Sorry about that. Have an awesome day.

I think I just got off the phone with the only medical billing specialist in history who actually likes his job. If they were all this quick and easy, and entertaining, maybe I wouldn’t mind as much!

Obviously I prefer having health insurance to having no health insurance. But sometimes I feel like managing it is a full-time job. Is it just me?

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